When an applicant is being considered for a sensitive position
that may include access to cash, expensive equipment or other
people's property, it is important that an employer have a clear
and concise profile.
Credit reports should be reviewed for factors
relating to financial irresponsibility (ie. living beyond one's
means, or consistent delinquencies). Consumer Credential's
InstaScreen platform delivers an easy-to-read credit report from
any of the
three National Credit Bureaus (Experian, Equifax, or Trans
Union).
Reports are returned through the Internet within seconds,
or
can be faxed or mailed. Credit information is summarized
for quick review and provides a detailed analysis
of debt load and payment history.
In addition to financial information,
credit
reports help uncover identity and resume fraud by revealing
name variations, historical
addresses, and past employment information.
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